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FIRST TIME HOMEBUYER

A real estate agent can offer sound advice and help guide first-time home buyers through each step of the buying process. By working with a professional agent who knows the ins and outs of the real estate industry, you’ll not only end up with a great home but also a great experience.

Here are some of the key areas that an agent can help a first time home buyer with:

First Time Home Buyer applying for a mortgage

GET PREAPPROVED

By providing your real estate agent with some basic information about your income, savings, and debt, he or she can assist you in getting pre-approved by a reputable lender. The lender will then go over your financing options, what monthly payment amount you can afford, and what you can expect for down payment requirements and closing costs.

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FIND A HOME AND MAKE OFFER

For most first-time home buyers, choosing a home is an emotional process. An agent can assist you in this process by offering objective information about each property you look at. From local community information like schools and zoning to home-specific details like the condition and amenities, an agent can help you find exactly what you’re looking for.

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Once you’ve found the home of your dreams, an agent will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, an agent will help you structure an offer and negotiate to get the best deal possible.

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Courtesy of Ted Tanner Manzanita Realtor

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